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Underwriter Is Taking Forever On My Home Loan [Underwriting Mortgage Definition \u0026 Process]It will typically take up to 14 days from submission of your mortgage application to get a mortgage deal approved. You should expect to wait. The average time for a mortgage to be approved in the UK is typically between 2 to 6 weeks. In some cases, it can be approved as fast as 24 hours but this is. On average, in the UK, once you've submitted a mortgage application, it takes 4�6 weeks for your lender to approve it.