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Low Down Payment Real Estate Investor LoansBank of America's Community Homeownership Commitment� provides a low down payment mortgage for modest-income and first-time homebuyers. You can get a mortgage with as little as 3% down, or even zero down payment if you qualify for specialty government-backed programs. The USDA loan and the VA loan are two popular options that allow eligible buyers to buy a house with no money down. Both are available to first-.
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