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If your account is overdrawn after the held funds are added to the Available Balance and the transaction is posted to the Available Balance, an Overdraft Item Fee may be assessed. You'll earn competitive interest rates on online savings accounts and CDs. The Office of Public Affairs says that SunTrust approved unwise disbursements not in the members' best interests, some of which benefitted third parties. Because your Available Balance reflects pending transactions and debit holds, your balance may appear to cover a transaction but later upon settlement it may not be sufficient to cover such transaction. Read More.
