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BMO SmartFolio - Invest Online. Not Alone - Skip School (30s)This agreement constitutes the �terms and conditions� under which BMO Nesbitt Burns will operate your SmartFolio Account, as referred to in your Client Account. Trade & invest online with BMO Direct Investing: stocks, bonds, ETFs, mutual funds, GICs and options. Access tools, low fees, and support when you need it. Sign in to BMO SmartFolio Don't have a user ID? First, let's determine the portfolio that's right for you. Live chat Created with Sketch.