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How to Check Canadian Credit Score on BMO App! (2024 Guide)FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Consumer scores aren't what's used to determine your eligibility for a credit card anyway. Go forth and apply for the card(s) you want, if a. You may want to pay off the card that charges the highest interest rate first. Lowering the balances you carry on credit cards can increase your credit score.