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Will Low Mortgage Rates Ever Return?For today, Saturday, November 09, , the current average interest rate for a year fixed mortgage is %, rising 2 basis points compared to this time. View daily mortgage and refinance interest rates for a variety of mortgage products, and learn how we can help you reach your home financing goals. Today's competitive mortgage rates ; year � % � % ; year � % � % ; year � % � % ; 10y/6m � % � % ; 7y/6m � % � %.