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It uses an app-generated QR code to grant you cardless ATM access. How to withdraw money. Open your mobile banking app and locate a cardless ATM near you. Mastercard ATM Locator guides you to the nearest ATM location with just a click. Find ATMs from across the world quickly, easily & securely. Locate Allpoint ATMs easily using our intuitive locator and mobile apps, available virtually anywhere your travels take you.